
Through agencies appointed by us for this purpose, if deemed necessary by us. Verify the details mentioned by you in the credit card application by contacting you on your residence and/or business telephone numbers and/or physically visiting your residence and/or business addresses.
documentation we need from you with respect to your identity, address, employment etc., and any other document that may be stipulated by statutory authorities (eg, PAN details), in order to comply with legal.Advise you what information or documentation we need from you to enable us to issue credit card to you.Give you information explaining the key features of our credit card products including applicable fees and charges.Before you become a credit card customer, we will:.Publicize this Code, by making it available for public access on our website and make copies available for you on request.
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Telling you how to take your complaint forward if you are not satisfied with the response. Communicating our response to you promptly. Correcting mistakes or implementing changes to address your queries. Offering channels for you to route your queries. Deal quickly and effectively with your queries and complaints by:. Whom you can contact for addressing your queries and how. Help you to understand how our credit card products and services work by giving you the following information in a simple language:. Not engaging in any unlawful or unethical consumer practice.Ĭredit card is a plastic card with a credit facility, which allows you to pay for goods and services or to withdraw cash. Making sure our products and services meet relevant laws and regulations ensuring that our dealings with you will rest on ethical principles of integrity and transparency.
Meeting the commitments and standards in this Code, for the products and services we offer, and in the procedures and practices our staff or agents follow. Act fairly and reasonably in all our dealings with you by:. Pradhan Mantri Jeevan Jyoti Bima Yojana. Commercial Vehicle & Construction Equipment Loan.